Compare Crowdlending Platforms

Find the Best P2P Platforms for you

P2P lending money pig

Crowdlending and other forms of peer-to-peer (P2P) investing has gained a lot of traction in the recent years, and it’s easy to understand why that’s the case. Read why

Crowdlending provides very high returns comparable to the stock marked – often higher – and with a more stable return.

Furthermore, a significant benefit of crowdlending over the stock market is the much lower volatility.

Thus, depending on how you invest, you can create a portfolio that generates a steady income every month independently on how the stock market behaves.

Below are several P2P investing platforms located in Europe. All platforms listed here are available to most investors regardless of geographic location. Although most platforms require a European bank account, which you can easily get at TransferWise.

Compare and select the P2P platforms best suited for your requirements, by looking through the list below. Or use the search filters for quick results.

Filter by investment currency:Write here, if you wish to invest in a specific currency.
Filter by loan issued country:Write here, if you wish to invest in a specific country.
AVERAGE RETURN*
~11.9%
Currencies
EUR, CZK, PLN, DKK, GEL, KZT, RON, RUB, GBP, SEK, USD
Issues loans in
Albania, Armenia, Botwsana, Bulgaria, China, Colombia, Czech Republic, Denmark, Estonia, Georgia, Kazakhstan, Kenya, Latvia, Lithuania, Poland, Romania, Russia, Spain, United Kingdom, Zambia
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer, business, business (mortgage backed)
Loan terms
1 - 72m+
Sign-up bonus
1 % cashback the first 90 days
5 % cashback on long-term loans (limited time offer)
Launch year
2015
Total investments
€ 455 000 000
Why invest?
Mintos is a massive crowdledning platform, that offers opportunity for wide diversification across loan types, currencies, geography.
A must-have for most crowdlenders.
AVERAGE RETURN*
~12.8%
Currencies
EUR
Issues loans in
Finland, Spain, Estonia
Min. investment
€ 1
Buyback guarantee**
No
Investment types
Consumer loans
Loan terms
3 - 60m
Sign-up bonus
€ 5
Launch year
2007
Total investments
€ 113 000 000
Why invest?
Bondora is a large platform that offers opportunity for very high returns. The platform also supports most European languages.
AVERAGE RETURN*
~8.9%
Currencies
BGN, EUR, RON
Issues loans in
Bulgaria, Romania
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer loans
Loan terms
0 - 48m
Sign-up bonus
-
Launch year
2016
Total investments
€ 10 403 602
Why invest?
At IUVO you can select up to 15%-interest loans with buyback guarantee, allowing very high returns at low risk.
AVERAGE RETURN*
~6 to 12%
Currencies
EUR
Issues loans in
Latvia, Poland, Georgia, Indonesia
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer loans
Loan terms
1 - 60m
Sign-up bonus
-
Launch year
2015
Total investments
€ 14 000 000
Why invest?
DoFinance offers a concept that feels more like a high-interest savings account. It's easy to withdraw your money and the risk is very low.
AVERAGE RETURN*
~14.4%
Currencies
EUR
Issues loans in
Latvia
Min. investment
€ 50
Buyback guarantee**
No
Investment types
Businesses (mortgage backed)
Loan terms
3 - 24m
Sign-up bonus
-
Launch year
2016
Total investments
€ 368 000
Why invest?
Bulkestate is a real estate crowdfunding and group buying platform. Bulkestate aims to make investing in real estate accessible to the public, by lowering the minimum required capital without compromising the returns.
AVERAGE RETURN*
~12.5%
Currencies
EUR
Issues loans in
Estonia, Latvia and Lithuania
Min. investment
€ 50
Buyback guarantee**
No
Investment types
Businesses (mortgage backed)
Loan terms
6 - 36m
Sign-up bonus
-
Launch year
2013
Total investments
€ 40 000 000
Why invest?
Estateguru is specialized in property backed loans to businesses. Loan to value rates (LTV) never exceed 75 %.
AVERAGE RETURN*
~10.2%
Currencies
EUR
Issues loans in
Latvia, Sweden, Poland, Czech Republic and Spain
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer loans
Loan terms
7d - 12m
Sign-up bonus
-
Launch year
2016
Total investments
€ 5 000 000
Why invest?
Viainvest offers wide diversification, efficient risk management and decent returns.
AVERAGE RETURN*
~6 to 15%
Currencies
EUR
Issues loans in
Slovakia, Czech Republic
Min. investment
€ 25
Buyback guarantee**
Yes
Investment types
Consumer loans, consumer loans (mortgage backed)
Loan terms
1 - 60m
Sign-up bonus
0.25% - 2% on all CashFree loans
Launch year
2012
Total investments
€ 8 100 000
Why invest?
Žltý melón provides a transparent form of p2p lending, with a range of opportunities in secured and unsecured loans, allowing investors to create a portfolio with the desired balance of risk and returns.
AVERAGE RETURN*
~12%
Currencies
EUR
Issues loans in
Czech Republic, Latvia, Poland, Georgia, Ukraine, Kazakhstan
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer loans
Loan terms
< 1m
Sign-up bonus
-
Launch year
2017
Total investments
€ 530 000
Why invest?
PeerBerry is very easy to use, and offers a high 12 % return with buyback guarantee.
AVERAGE RETURN*
~5.58%
Currencies
EUR
Issues loans in
Tanzania, Kenya, Rwanda, Uganda, Senegal, Zambia
Min. investment
€ 25
Buyback guarantee**
No
Investment types
Businesses
Loan terms
12 - 40m
Sign-up bonus
Use the code MONEYBREWER to get € 10
Launch year
2016
Total investments
€ 3 000 000
Why invest?
TRINE offers 'triple-impact ': Besides profits, you also reduce CO2 and help people out of poverty.
AVERAGE RETURN*
~8.50%
Currencies
EUR
Issues loans in
Germany
Min. investment
€ 5
Buyback guarantee**
No
Investment types
Businesses (loans), Businesses (share ownership)
Loan terms
48m
Sign-up bonus
-
Launch year
2014
Total investments
€ 47 000 000
Why invest?
Companisto offers an opportunity to invest in startup shares and earn dividends as well as profiting from increased share value.
AVERAGE RETURN*
~6.36%
Currencies
EUR
Issues loans in
France, Spain, Italy
Min. investment
€ 20
Buyback guarantee**
No
Investment types
Businesses
Loan terms
3 - 84m
Sign-up bonus
-
Launch year
2015
Total investments
€ 145 000 000
Why invest?
Lendix offers access to the French lending market.
AVERAGE RETURN*
~13%
Currencies
BTC, EUR, USD
Issues loans in
Alomost all countries
Min. investment
€ 5
Buyback guarantee**
No
Investment types
Businesses
Loan terms
6w - 60m
Sign-up bonus
-
Launch year
2013
Total investments
€ 5 300 000
Why invest?
Bitbond offers the opportunity to lend out your Bitcoins.
AVERAGE RETURN*
~10%
Currencies
EUR
Issues loans in
Ireland
Min. investment
€ 50
Buyback guarantee**
No
Investment types
Businesses
Loan terms
3 - 36m
Sign-up bonus
0.5 %
Launch year
2017
Total investments
€ 1 500 000
Why invest?
Flender offers access to Irish business loans with low default risk.
AVERAGE RETURN*
~16.0%
Currencies
EUR, CZK
Issues loans in
Lithuania, Czech Republic
Min. investment
€ 5
Buyback guarantee**
No
Investment types
Consumer loans, business loans
Loan terms
12 - 60m
Sign-up bonus
-
Launch year
2015
Total investments
€ 9 400 000
Why invest?
FinBee offers high interest rates.
AVERAGE RETURN*
~12%
Currencies
EUR
Issues loans in
Kazakhstan, Russia, Spain
Min. investment
€ 10
Buyback guarantee**
Yes
Investment types
Consumer loans
Loan terms
7d - 60m
Sign-up bonus
-
Launch year
2010
Total investments
€ 2 030 000
Why invest?
Robocash is a fully automated platform, offering up to 14 % returns and buyback guarantee.
AVERAGE RETURN*
~11.1%
Currencies
EUR
Issues loans in
Spain, Italy, Portugal
Min. investment
€ 50
Buyback guarantee**
No
Investment types
Real estate investments, mortgage backed loans, art
Loan terms
12 - 32m
Sign-up bonus
-
Launch year
2015
Total investments
€ 40 000 000
Why invest?
With Housers you can invest in renting properties. Some investments are "house" flipping, others are investments in rental properties that pay rental income and property appreciation.

* Average returns are provided by the platforms. As returns are often calculated differently, they may not all be comparable.
** Buyback guarantee may only apply to a selection of loans.